FOR BANKS & LENDERS
Know Who's Behind the
Wheel Before You Finance the Boat.
Unverified operators are a liability line item. Trusted Boater gives lenders an objective, standards-based way to verify a borrower's demonstrated on-water competency — so you can lend with confidence and reward proven operators.
An Objective Competency Signal for Marine Lending.
Add verified, on-water competency to your lending and responsible-ownership programs — a documented, defensible read on operator risk you can build into underwriting and terms.
Vetted captains delivering assessments nationwide
Objective categories / individual checklist items per assessment
Assessors from military, law-enforcement or first-responder backgrounds
Three Steps to a Verified Standard for Your Borrowers.
01
We Assess
A vetted captain runs your borrowers through the same objective, criteria-based on-water evaluation.
02
We Verify
Results are scored against the documented Trusted Boater standard.
03
You Decide
The borrower's certificate — with a scannable QR code and secure link — lets your team confirm status in seconds. You set the terms it unlocks.
42 Categories. 486 Items.
One Clear Answer: Can They Operate the Vessel?
Every operator goes through the same objective, criteria-based evaluation — lookout and Rules of the Road, docking and close-quarters maneuvering, anchoring, person-overboard retrieval, planing-mode handling, and dozens more real-world skills. Each item is scored on a defensible, documented scale — not a self-reported checklist.
Professional assessments require professional assessors . . .
More than half of our assessors are former military, law enforcement or first responders.
Built for Real-World Institutional Programs
MARINE LENDING · INSURANCE · GOVERNMENT · MARINAS
Bring a Verified Competency Standard to
Your Lending Program.
Let's talk about how verified on-water competency fits your marine lending and responsible-ownership programs.