FOR INSURANCE

Underwrite Competency, Not Assumption.

Unverified operators are an assumption baked into every marine policy. Trusted Boater gives carriers and agencies an objective, standards-based signal of a boater's demonstrated on-water competency — an input you can build into underwriting, loss-prevention and customer-benefit programs.

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An Objective Competency Signal for Underwriting.

eplace assumption with documented, verified competency — an input your underwriting, risk-management and loss-prevention programs can rely on.

Objective & standardized

One criteria-based standard — 42 categories, 486 scored items — not a self-reported form.

Independently verified

Conducted by vetted, USCG-credentialed captains.

Verify in seconds

Each assessment issues a certificate with a QR code and secure link — confirm an operator's status on the dock or the water. No portal login needed.

Reward proven operators

Support premium savings, benefit or loss-prevention programs for credentialed policyholders.

450

Vetted captains delivering assessments nationwide

42 / 486

Objective categories / individual checklist items per assessment

54%

Assessors from military, law-enforcement or first-responder backgrounds

Three Steps to a Verified Standard for Your Borrowers.

01

We Assess

A vetted captain runs your borrowers through the same objective, criteria-based on-water evaluation.

02

We Verify

Results are scored against the documented Trusted Boater standard.

03

You Decide

The borrower's certificate — with a scannable QR code and secure link — lets your team confirm status in seconds. You set the terms it unlocks.

Partner integrations and API verification available.

42 Categories. 486 Items.
One Clear Answer: Can They Operate the Vessel?

Every operator goes through the same objective, criteria-based evaluation — lookout and Rules of the Road, docking and close-quarters maneuvering, anchoring, person-overboard retrieval, planing-mode handling, and dozens more real-world skills. Each item is scored on a defensible, documented scale — not a self-reported checklist.

Assessments align with American National Standard EDU-1 and the ABYC On-Water POWER Standard. (confirm before publishing)

Professional assessments require professional assessors . . .

Licensed

USCG-credentialed professionals.

Background Checked

Screened before conducting assessments.

Experienced

10+ yrs on-water · 3+ yrs instructional.

Recognized Curriculum

Standards supported by recognized boating curricula.

More than half of our assessors are former military, law enforcement or first responders.

Built for Real-World Institutional Programs

MARINE LENDING · INSURANCE · GOVERNMENT · MARINAS

Bring Verified Competency to Your Underwriting.

Let's talk about how verified on-water competency fits your underwriting, loss-prevention and customer-benefit programs.